The new standard to secure your transactions.
Funds are secured before work begins and released only after validation. Provider protected, client protected.
Lock funds, unlock trust.
The end of unpaid bills and unfinished services.
A simple 3-step process to guarantee security for both parties.
Initiate & Secure
The provider sends the transaction (quote). The client deposits funds into a dedicated transit account. The money is secured: the client has paid, but the provider is not yet credited.
Work with Peace of Mind
The provider performs the mission with peace of mind, knowing the funds are provisioned. Once finished, they notify the client directly from their dashboard.
Release & Collect
The client validates receipt (or auto-validation within 72h). The transfer to the provider is triggered immediately. RiveLock generates the paid invoice and updates your accounting export.
"The provider no longer works for free.
The client no longer pays into the void."
Ready to secure your transactions?
Get started for freeWho is it for?
RiveLock protects both sides of every transaction.
You're a provider
No more unpaid bills and chasing payments
Tradesperson, freelancer, construction business, consultant, photographer… You send a quote, the client secures the funds. You work with peace of mind, you get paid upon validation.
You're a client
No more lost deposits and scams
Individual or business, you order a service in complete safety. Your funds are locked, not paid out. Only verified providers (KYC/KYB) can collect.
Equity & Security
RiveLock establishes a framework of digital trust between the client and the service provider.
Our protocol relies on strict fund security. Money never passes through RiveLock but is secured in a transit account managed by our certified Swiss financial partner.
Peace of Mind for the Provider
Guaranteed fund availability from the start. The amount is reserved, eliminating the risk of non-payment.
Control for the Client
No more lost deposits: your funds are secured, not paid out. Only verified providers (KYC/KYB) can collect. No payment until you validate the completed work.
Compliance: RiveLock is a technology platform. Financial flows are operated exclusively by a FINMA-licensed institution.
Transaction Protocol
Agreement & Verification
Quote validation. Identity verified by our certified financial partner (KYB/KYC).
Fund Security
The client deposits the amount into the secure transit account. Work can begin.
Execution & Validation
Deliverable submitted. Client validates. Funds are released instantly.
All entities are verified according to current Swiss standards.
RiveLock Technology
More than just a payment. A complete security protocol for tradespeople, construction businesses and their clients.
Maximum Security
Clients no longer pay deposits without guarantees. Tradespeople never start work without secured funds. Plumbers, electricians, tilers: your payment is guaranteed.
Simplicity
Create a transaction in a few clicks, share a secure link. No installation, no complexity, everything is centralized.
Automation
The client validates completion, the tradesperson gets paid instantly. No action within 72h = automatic payment to the provider.
Accounting
Quotes, invoices, and documents generated automatically. Export your accounting entries (Excel & PDF) in one click for your fiduciary.
Protection
Dispute on a job? Funds are frozen and an automated resolution protocol allows both parties to settle the issue directly, without a middleman.
Contractual Framework
Your quotes automatically transform into clear service contracts. No more informal agreements: every job is framed and validated by both parties.
Ready to secure your transactions?
Get started for freeChoose your plan
Pay as you go or subscribe — you stay in control. PSP fees included.
Pay as you go
Ideal for getting started or occasional volumes. No commitment.
Subscription
For professionals with regular volume.
Billed 1,068 CHF / year in one payment
💡 From ~6,000 CHF monthly volume, the subscription becomes more cost-effective than pay-as-you-go.
💡 Total Flexibility: Fees can be covered by the provider, the client, or shared, at the provider's choice when sending the quote.
Frequently Asked Questions (FAQ)
Quickly find answers to your questions Check our FAQ to find out more about how RiveLock's security works